Bank of Nanjing

Rosemarie

January 4, 2023 at 9:40 pm

Founded on February 8, 1996, Nanjing Bank was one of the earliest urban commercial banks.
The Bank of Nanjing is a joint -stock commercial bank consisting of state -owned shares, Chinese -funded legal person shares, foreign shares, and many personal shares, and implemented a first -level legal person system. There have been 7 branches in Taizhou, Shanghai, Wuxi, Beijing, Nantong, Hangzhou, and Yangzhou. There are 60 business outlets in Nanjing, and more than 2,400 employees.
The concept of "adhering to scientific development, prominent development, and ensuring steady development" of Bank of Nanjing, seizing market opportunities outside the outside world, continuously improving the level of management internally, growing in business performance successively, and achieved leapfrog development.
In 2001, Nanjing Bank absorbed international financial companies (IFC) investment. In 2005, he signed a strategic alliance cooperation agreement with the Bank of Paris.
In 2006, Nanjing Bank participated in 18%of Rizhao Bank's shares, becoming its largest shareholder.
In July 2007, Bank of Nanjing successfully listed on the Shanghai Stock Exchange, with stock code (601009), becoming the first city commercial bank to land in the Shanghai Stock Exchange.
In 2009, Nanjing Bank participated in Jiangsu Financial Leasing Co., Ltd. to extend the field of financial services; initiated the establishment of Yixing Yangxian Village Bank and Kunshan Lucheng Village Bank, which was involved in rural finance.
In 2009, Bank of Nanjing ranked 366th among the annual global 1,000 large bank rankings released by the British "Banker" magazine.
In 2009, Bank of Nanjing won the first and second Asia in the "Asian Bank Competitiveness Ranking" with a total assets of less than $ 40 billion in total assets.

The development concept:
Stock adherence to scientific development;

In the first development;

ensured steadily development.

If business review:
The business scope includes: absorbing public deposits; issuing short -term, medium -term and long -term loans; handling domestic settlement; handling bill acceptance and discounting; issuing financial bonds; proxy issuance, agency redemption payment , Underwriting government bonds; buying and selling government bonds, financial bonds; engaged in interbank borrowing; trading, agency trading foreign exchange; engaged in bank card business; providing credit services and guarantees; agency receivables and agency insurance business; providing custody box services; via China; via China; via China; via China; via China; via China; via China. Other businesses approved by the Banking Supervision and Administration Commission.

Thenan Bank Rongdang's 2009 Excellent China Debt Valuation Member Ranking List

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------ -----------

The central government bond registration and settlement limited liability company recently announced the list of outstanding Chinese bond valuation members in 2009, and our bank is the top of the list.
This is based on a series of indicators to commend the top 20 Chinese bond yield curve valuation agencies in 2009. In addition to our bank, Bank of Communications, HSBC, and Guangfa Bank are also on the list.

The strategic cooperation between Bank of Nanjing and Bank of Paris

------------------------------------------------------------------------------------------------------------------- ------------------------------------------------ ---

On October 12, 2005, the strategic cooperation and investment signing ceremony of Bank of Nanjing and the Bank of Paris was held at the Hilton Hotel in Nanjing. Relevant leaders of the Nanjing Municipal People's Government, the People's Bank of China, and the China Banking Regulatory Commission, senior managers of the East Asia Pacific Bureau of the East Asia, and senior executives of Bank of Nanjing and Bank of Paris attended the signing ceremony.
The Bank of Nanjing was established on February 6, 1996. Since its establishment in nearly ten years, Nanjing Bank has accurate market positioning, and its business development has continued to reach a new level. And the comprehensive indicators of business management are among the top 113 urban commercial banks in China.
The Bank of Nanjing Bank is trying to build the basic framework of the management of modern commercial banks, and strive to build Nanjing Bank into a listed bank with a certain scale and strength and cross -regional operation.
The Bank of Paris was merged from the former French Paris National Bank and the French Bank of Paris. It is the largest bank in France. According to the Global Financial Magazine's ranking of global banks in 2003, Bank of Paris ranked tenth in global banks. Bank of Paris maintains a leading position in core businesses such as enterprises and investment banks, asset management and financial services, and retail banks. The Bank of Paris has high hopes for its development in China and will accelerate the business development in China in the future.
In the active advocacy of the China Banking Regulatory Commission, with the strong assistance of international financial companies, Bank of Nanjing and Bank of Paris finally determined strategic cooperation relationships through more than a year of negotiation. Bank of Paris will invest in Bank of Nanjing and hold about 19.2%of the shares to become the second largest shareholder; invest in the method of shares transfer. International financial companies will transfer 10%of the shares, other Chinese shareholders will transfer 9.2%, transfer The price is RMB 3.04 per share, which will be the first time French Bank has invested in the Bank of China. The Bank of Paris nominated the director to join the board of directors, assigned one person as the vice president of Nanjing to participate in the management, and assigned experts in the fields of risk management, financial management, internal control and other fields according to the needs of cooperation.
The Bank of Nanjing and Bank of France will carry out business cooperation in retail banks, capital markets, consumer credit, wealth management, risk management, information technology, organization management, and financial and human resources. The form of cooperation includes the introduction of new new Products and services, joint business, sharing experience and skills, personnel training, expert borrowing, communication and access, etc. At present, the specific cooperation projects of Cetelem, a Cetelem company under the Bank of Paris Group and the Bank of Paris Group, are talking about consumer credit.
This through strategic cooperation, Bank of Nanjing uses the experience and technologies of the Bank of Paris Group in the core business field to improve the service quality and competitiveness of Bank of Nanjing, consolidating the leading position of Nanjing Bank in the national urban commercial bank group.
In strategic cooperation, Bank of Paris uses Bank of Paris to promote the better advantages of China's financial markets to enhance the understanding of Bank of Paris's understanding of China's financial market and business environment, and create conditions for the better business expansion of the Bank of Paris in the Chinese market. Essence

The success listing on the A shares of the Shanghai Stock Exchange

------------------------------------------------------------------------- ------------------------------------------------ ----

On July 19, 2007, our bank was successfully listed on the Shanghai Stock Exchange A shares.
In at 9:00 AM, the listing ceremony of our bank was held in the Shanghai Stock Exchange Trading Hall. Nanjing Mayor Jiang Hongkun, Jiangsu Financial Office, People's Bank of China Nanjing Branch, Jiangsu Banking Regulatory Bureau, Jiangsu Securities Regulatory Bureau, CITIC Securities and other units and other units Leadership, person in charge of Shanghai Stock Exchange, and leaders of our bank and middle management attended the listing ceremony. Chairman Lin Fu, Chairman of CITIC Securities, and Mayor Jiang gave a speech. President Zhang Ning signed a listing agreement with the person in charge of the Shanghai Stock Exchange and gave each other gifts. At 9:25, as Mayor Jiang Hongkun and Chairman Lin Fu knocked on the sound of listing, the electronic screen of the trading hall jumped out of the first day of our trip 19.20 yuan, marking the realization of the victory of our bank's listing strategy.
Wangxing to continue to work hard, continue to actively and healthy development of personal asset business, and strive to exceed 5 billion yuan as soon as possible, and give a gift to successful listing with good results.

The first 1,000 bank rankings in the world in 09-Our line 366-bit

---------------------------------------------------------------------- ------------------------------------------------ ----------

The British "The Bankr" magazine in July 2009 announced the top 1,000 big bank rankings in the world in 2009 (TOP 1000 World Banks) Nanjing Bank entered the ranking for four consecutive years, ranking from 384th in the previous year to 366th, ranking 20th among mainland China.
In 2008, in the face of the complex financial situation, Bank of Nanjing maintained a good development trend, and the total amount of assets, liabilities, and profits continued to grow. , Nanjing Bank's net profit growth rate ranks fourth.
The "Bank of Film" magazine was founded in 1926. It is a well -known financial journal under the British "Financial Times". The ranking of the top 1,000 large banks in the magazine is based on the comprehensive performance of the bank's first -level capital, assets, total profit before tax and capital returns, capital adequacy ratios, and non -performing loan ratios.

The intellectual property change "loan" to Nanjing Bank to continuously explore new guarantee methods

---------------------------------------------------------------- ------------------------------------------------ ----------

The guarantee method: Intellectual property pledge

Innovative banking: Nanjing Bank

Gundling mode: Exchange: Exchange Recommended enterprises; bank due diligence; third -party assessment of pledged intellectual property rights; banks based on the evaluation value discount

sales from 900,000 yuan to 10 million yuan. time. This miracle happened to a small technology -based enterprise.

was established in the second half of 2006, and sales began in 2007. In the next two years, the most raging international financial crisis of all small companies to hear the color change. The company (hereinafter referred to as "public credit software") has an incredible growth in sales. The growth rate of public credit software is the epitome of the development of many small technology -based small enterprises. "This year's sales target is 30 million yuan." Sheng Qiaoyun, the financial director of Public Credit Software, seemed ambitious in front of the reporter.

, without the innovation of the Bank of Nanjing's guarantee method, the public credit software will not have such a strong flying wings, and it is impossible to have enviable growth today.

A car, a few computers, and rented houses, in the animation building of the Nanjing Pukou High -tech Development Zone, all of which are public credit software, and it is also Many similar small enterprises in technology -based small enterprises in the early days of entrepreneurship.

has almost no mortgage that can rest assured that banks can be assured. The only thing that is valuable is 3 of their own copyrights. Can 3 "invisible and unable to touch" copyright can be used as a mortgage in exchange for loans? Among the more than 20 commercial banks settled in Nanjing, who will issue intellectual property pledge loans to such a small technology -based small enterprise with good prospects?

In April 2008, a chance, Sheng Qiaoyun, who often goes to Jiangsu Provincial Technical Property Exchange (hereinafter referred to as the "Exchange"), saw the promotional information of the exchange in Nanjing in 2007 The "Intellectual Property Pickling Loan Business Cooperation Agreement" signed by the bank and the exchange, which brightens her: Since intellectual property rights can pledge loans, the company's financing problem can be solved.

The loan financing demand for public credit software has aroused the attention of the exchange. The exchanges actively play the role of "Red Mother" and recommend it to Bank of Nanjing.

"We recommend small enterprises in technology, mainly depending on whether the company is full -time, dedicated, and dedicated." Duan Yingbing of the Exchange Technology Market and Property Rights Trading Department told reporters that at present, the exchanges recommend enterprises. Generally, the enterprise is generally recommended by the exchange. Generally See whether the industry where small technology is located is in line with national industrial policies and whether industrial prospects are good; depending on whether corporate financial statements are virtuous; in addition, it depends on corporate qualifications. If a small technology -based small enterprise has won the National Science and Technology Progress Award or has been supported by the innovation fund of scientific and technological SMEs, then this is a qualification proof, at least it proves that it is indeed a very good technology -based small enterprise, which will also help the bank judge the judgment Enterprise repayment ability. "Public credit software meets the conditions of our selection, we recommend it. Nanjing Bank has always recognized the companies we recommend, and their policies are very adapt to local conditions."

n
"At present, the model of Bank of Nanjing's intellectual property mortgage loan business is mainly recommended by Jiangsu Provincial Technical Property Exchange. The intellectual property assessment agency conducts asset evaluation. "The Deputy Governor of Nanjing Bank told reporters that the reason why the Jiangsu Provincial Technical Property Exchange recommended was because the exchanges came into contact with a large number The information of small technology and small enterprises also knows the basic situation, growth stage, and financing needs of the enterprise. In addition, if the bank does not know the patent rights, the exchange will also ask experts to cooperate with the bank to complete the intellectual property pledge.

During the specific pledge process, if the enterprise is mortgaged with patent rights, then the pledge procedure is required to go to the National Patent Office; Essence After the procedures are completed, the patent certificate was locked into the safe. Software companies need one more procedure than other technology companies, that is, to copy the source code to the loan bank, and then store it in the storage box of a third -party bank recognized by both parties. Shuxing Nong said that Nanjing Bank generally issue loans based on 20%to 30%of the evaluation value, with a maximum limit of not more than 2 million yuan, and the loan period is generally one year. "The three copyrights brought by Gongxin Software this time, the evaluation company evaluated the value of 4 million yuan, and we put it 1 million yuan loan. Later The loan of 1 million yuan is mortgaged. "

The 2 million yuan loan obtained by the three copyright pledges, public credit software quickly carried out market development and software research and development. "In the beginning, our ability can only cope with the Jiangsu public security system. Through copyright guarantee obtaining loans, our customers have opened up to Henan, Gansu and Anhui. The company employees have also increased from the initial 20 people to more than 60 people now. . This year, the company is also preparing to recruit people. "Sheng Qiaoyun said," The most pleasant thing is that the company has added two copyrights in total, with a total of 5. In addition, there are 3 copyrights. Copyright mortgage, re -loan 2 million yuan. "

" The earliest banking "the strongest wish

" Bank of Nanjing is the earliest bank in China to engage in intellectual property pledge loan business. It is also the most recognized bank in Nanjing's intellectual property pledge loan business so far. "Shuxing Nong revealed that as early as 2007, Nanjing Road and Tian Software System Co., Ltd. successfully won the country's first pure in the country from Bank of Nanjing. Intellectual property pledge loans, that is, the enterprise has no mortgage guarantee, and the copyright (evaluation) is fully used by computer software. "The characteristics of small technology -based small enterprises are that the demand for funds is urgent, but the amount of funds required for each time is not very large. In order to expand the financing channels of science and technology enterprises and promote the accelerated development of small technology enterprises, we have signed a cooperation agreement with the exchange. "

The agreement was signed in 2007. Bank of Nanjing did the intellectual property pledge loan business of two small technology -based small enterprises; 4 in 2008; 6 in 2009, and the intellectual property pledge loan The balance is 9.5 million yuan; in 2010, it is expected to achieve more than 10. "Now the state's support for small technology -based small enterprises is increasing, and many procedures are very simple. For example, if you apply for pledge now, you don’t need to go to Beijing. Observation, intellectual property pledge loan business will have a very large development prospect in Jiangsu. "

The" development prospects "referred to as the farmers' application for Jiangsu Province Knowing: Since the "Eleventh Five -Year Plan", the average annual increase of patent applications and authorizations in Jiangsu Province has increased by 55%and 52%, respectively, exceeding the national increase of more than 30 percentage points, especially in 2008 patent applications reached 128,000. Jumping in the country's first place; from January to October 2009, Jiangsu Province applied for 120,744 patents, which continued to ranks first in the country, an increase of 30.6%year -on -year; the invention patent application was 21,480, a year -on -year increase of 39.7%, the first rose to the second place in the country; Patent authorization reached 6,4528, an increase of 74.6%year -on -year.

"The foundation of the huge intellectual property rights in Jiangsu Province, and the high attention of the Jiangsu Provincial Government on 'Science and Technology Finance', is the market foundation for our big intellectual property pledge loan." Shuxing Nong told reporters that reporters, In 2009, Bank of Nanjing signed the Jiangsu High -tech Entrepreneurship Service Center with Jiangsu Provincial High -tech Entrepreneurship Service Center to build a long -term and stable technology and financial cooperation platform, which made Nanjing Bank's intellectual property pledge loan business achieve great development and walked in. The forefront of the country.

"This year, we intend to promote intellectual property pledge loans to regions of Nanjing Bank branches in the province. With the scale of science and technology small enterprises, the support of intellectual property pledge loans. When the conditions are appropriate, we will also set up a special technology bank in the development zone and high -tech parks. Height. "Shu Xingnong said.

The Bank of Nanjing won the "2010 China Enterprise Social Responsibility Outstanding Enterprise Award"

-------------------------------------------------------------------- ------------------------------------------------ ---------

The "2010 Chinese Enterprise "Annual Social Responsibility Meeting" was grandly held in Beijing on June 19, 2010. At the meeting, Bank of Nanjing won the "2010 China Enterprise Social Responsibility Outstanding Enterprise Award" and ranked first in the Chinese corporate social responsibility list. Other elected companies share the top 100 honors.
The annual conference of the Chinese Corporate Social Responsibility has been held for two sessions. It has received strong support from the United Nations Global Contract Office, the International Labor Association and other institutions. It has a great influence in China. The main purpose of the annual meeting is to guide and motivate enterprises Performing social responsibilities, take the initiative in the competition of global enterprises in the future, systematically evaluate the social and scientific status of the company's performance, establish excellent models, inspire more enterprises to perform social responsibilities, and build a harmonious society.
The annual meeting has been valued by many multinational companies and large enterprises, including Microsoft, Coca -Cola, and 1,000 companies, including Coca -Cola, and the National Grid, participated in the selection. The organizing committee conducted inspections and selection through multiple links such as corporate recommendation, questionnaire survey, and commissioned expert assessment, and adopted corporate governance and moral value, employment and employee rights protection, environmental protection and energy conservation emission reduction, product quality management, consumer consumer, consumer consumer A number of indicators such as rights and interests and good public images have formulated a strict evaluation system for selection, and finally evaluated 36 special awards companies and 50 outstanding social responsibility companies. CCTV, Beijing Satellite TV, Phoenix Satellite TV, Sina Finance, Xinhua News Agency, Xinhua News Agency, China News Agency, Reuters, Wall Street Journal and other media have reported this annual meeting.
Enterprises performing social responsibilities are conducive to their sustainable development and more conducive to the construction of a harmonious society. Bank of Nanjing has always been committed to practicing the development model of "balanced, inclusive, and win -win". While practicing the scientific concept of development, it continues to fulfill social responsibility and obligations. The selection this time is the full affirmation of all sectors of the society's efforts to undertake the social responsibility of the corporate social responsibility. The Bank of Nanjing will continue to adhere to the business philosophy Further strengthen the innovation of social responsibility practice, and strive to pursue the unity of social environmental benefits and economic benefits!

1 thought on “Bank of Nanjing”

Rosemarie
January 4, 2023 at 9:40 pm

Founded on February 8, 1996, Nanjing Bank was one of the earliest urban commercial banks.
The Bank of Nanjing is a joint -stock commercial bank consisting of state -owned shares, Chinese -funded legal person shares, foreign shares, and many personal shares, and implemented a first -level legal person system. There have been 7 branches in Taizhou, Shanghai, Wuxi, Beijing, Nantong, Hangzhou, and Yangzhou. There are 60 business outlets in Nanjing, and more than 2,400 employees.
The concept of "adhering to scientific development, prominent development, and ensuring steady development" of Bank of Nanjing, seizing market opportunities outside the outside world, continuously improving the level of management internally, growing in business performance successively, and achieved leapfrog development.
In 2001, Nanjing Bank absorbed international financial companies (IFC) investment. In 2005, he signed a strategic alliance cooperation agreement with the Bank of Paris.
In 2006, Nanjing Bank participated in 18%of Rizhao Bank's shares, becoming its largest shareholder.
In July 2007, Bank of Nanjing successfully listed on the Shanghai Stock Exchange, with stock code (601009), becoming the first city commercial bank to land in the Shanghai Stock Exchange.
In 2009, Nanjing Bank participated in Jiangsu Financial Leasing Co., Ltd. to extend the field of financial services; initiated the establishment of Yixing Yangxian Village Bank and Kunshan Lucheng Village Bank, which was involved in rural finance.
In 2009, Bank of Nanjing ranked 366th among the annual global 1,000 large bank rankings released by the British "Banker" magazine.
In 2009, Bank of Nanjing won the first and second Asia in the "Asian Bank Competitiveness Ranking" with a total assets of less than $ 40 billion in total assets.

The development concept:
Stock adherence to scientific development;

In the first development;

ensured steadily development.

If business review:
The business scope includes: absorbing public deposits; issuing short -term, medium -term and long -term loans; handling domestic settlement; handling bill acceptance and discounting; issuing financial bonds; proxy issuance, agency redemption payment , Underwriting government bonds; buying and selling government bonds, financial bonds; engaged in interbank borrowing; trading, agency trading foreign exchange; engaged in bank card business; providing credit services and guarantees; agency receivables and agency insurance business; providing custody box services; via China; via China; via China; via China; via China; via China; via China. Other businesses approved by the Banking Supervision and Administration Commission.

Thenan Bank Rongdang's 2009 Excellent China Debt Valuation Member Ranking List

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------ -----------

The central government bond registration and settlement limited liability company recently announced the list of outstanding Chinese bond valuation members in 2009, and our bank is the top of the list.
This is based on a series of indicators to commend the top 20 Chinese bond yield curve valuation agencies in 2009. In addition to our bank, Bank of Communications, HSBC, and Guangfa Bank are also on the list.

The strategic cooperation between Bank of Nanjing and Bank of Paris

------------------------------------------------------------------------------------------------------------------- ------------------------------------------------ ---

On October 12, 2005, the strategic cooperation and investment signing ceremony of Bank of Nanjing and the Bank of Paris was held at the Hilton Hotel in Nanjing. Relevant leaders of the Nanjing Municipal People's Government, the People's Bank of China, and the China Banking Regulatory Commission, senior managers of the East Asia Pacific Bureau of the East Asia, and senior executives of Bank of Nanjing and Bank of Paris attended the signing ceremony.
The Bank of Nanjing was established on February 6, 1996. Since its establishment in nearly ten years, Nanjing Bank has accurate market positioning, and its business development has continued to reach a new level. And the comprehensive indicators of business management are among the top 113 urban commercial banks in China.
The Bank of Nanjing Bank is trying to build the basic framework of the management of modern commercial banks, and strive to build Nanjing Bank into a listed bank with a certain scale and strength and cross -regional operation.
The Bank of Paris was merged from the former French Paris National Bank and the French Bank of Paris. It is the largest bank in France. According to the Global Financial Magazine's ranking of global banks in 2003, Bank of Paris ranked tenth in global banks. Bank of Paris maintains a leading position in core businesses such as enterprises and investment banks, asset management and financial services, and retail banks. The Bank of Paris has high hopes for its development in China and will accelerate the business development in China in the future.
In the active advocacy of the China Banking Regulatory Commission, with the strong assistance of international financial companies, Bank of Nanjing and Bank of Paris finally determined strategic cooperation relationships through more than a year of negotiation. Bank of Paris will invest in Bank of Nanjing and hold about 19.2%of the shares to become the second largest shareholder; invest in the method of shares transfer. International financial companies will transfer 10%of the shares, other Chinese shareholders will transfer 9.2%, transfer The price is RMB 3.04 per share, which will be the first time French Bank has invested in the Bank of China. The Bank of Paris nominated the director to join the board of directors, assigned one person as the vice president of Nanjing to participate in the management, and assigned experts in the fields of risk management, financial management, internal control and other fields according to the needs of cooperation.
The Bank of Nanjing and Bank of France will carry out business cooperation in retail banks, capital markets, consumer credit, wealth management, risk management, information technology, organization management, and financial and human resources. The form of cooperation includes the introduction of new new Products and services, joint business, sharing experience and skills, personnel training, expert borrowing, communication and access, etc. At present, the specific cooperation projects of Cetelem, a Cetelem company under the Bank of Paris Group and the Bank of Paris Group, are talking about consumer credit.
This through strategic cooperation, Bank of Nanjing uses the experience and technologies of the Bank of Paris Group in the core business field to improve the service quality and competitiveness of Bank of Nanjing, consolidating the leading position of Nanjing Bank in the national urban commercial bank group.
In strategic cooperation, Bank of Paris uses Bank of Paris to promote the better advantages of China's financial markets to enhance the understanding of Bank of Paris's understanding of China's financial market and business environment, and create conditions for the better business expansion of the Bank of Paris in the Chinese market. Essence

The success listing on the A shares of the Shanghai Stock Exchange

------------------------------------------------------------------------- ------------------------------------------------ ----

On July 19, 2007, our bank was successfully listed on the Shanghai Stock Exchange A shares.
In at 9:00 AM, the listing ceremony of our bank was held in the Shanghai Stock Exchange Trading Hall. Nanjing Mayor Jiang Hongkun, Jiangsu Financial Office, People's Bank of China Nanjing Branch, Jiangsu Banking Regulatory Bureau, Jiangsu Securities Regulatory Bureau, CITIC Securities and other units and other units Leadership, person in charge of Shanghai Stock Exchange, and leaders of our bank and middle management attended the listing ceremony. Chairman Lin Fu, Chairman of CITIC Securities, and Mayor Jiang gave a speech. President Zhang Ning signed a listing agreement with the person in charge of the Shanghai Stock Exchange and gave each other gifts. At 9:25, as Mayor Jiang Hongkun and Chairman Lin Fu knocked on the sound of listing, the electronic screen of the trading hall jumped out of the first day of our trip 19.20 yuan, marking the realization of the victory of our bank's listing strategy.
Wangxing to continue to work hard, continue to actively and healthy development of personal asset business, and strive to exceed 5 billion yuan as soon as possible, and give a gift to successful listing with good results.

The first 1,000 bank rankings in the world in 09-Our line 366-bit

---------------------------------------------------------------------- ------------------------------------------------ ----------

The British "The Bankr" magazine in July 2009 announced the top 1,000 big bank rankings in the world in 2009 (TOP 1000 World Banks) Nanjing Bank entered the ranking for four consecutive years, ranking from 384th in the previous year to 366th, ranking 20th among mainland China.
In 2008, in the face of the complex financial situation, Bank of Nanjing maintained a good development trend, and the total amount of assets, liabilities, and profits continued to grow. , Nanjing Bank's net profit growth rate ranks fourth.
The "Bank of Film" magazine was founded in 1926. It is a well -known financial journal under the British "Financial Times". The ranking of the top 1,000 large banks in the magazine is based on the comprehensive performance of the bank's first -level capital, assets, total profit before tax and capital returns, capital adequacy ratios, and non -performing loan ratios.

The intellectual property change "loan" to Nanjing Bank to continuously explore new guarantee methods

---------------------------------------------------------------- ------------------------------------------------ ----------

The guarantee method: Intellectual property pledge

Innovative banking: Nanjing Bank

Gundling mode: Exchange: Exchange Recommended enterprises; bank due diligence; third -party assessment of pledged intellectual property rights; banks based on the evaluation value discount

sales from 900,000 yuan to 10 million yuan. time. This miracle happened to a small technology -based enterprise.

was established in the second half of 2006, and sales began in 2007. In the next two years, the most raging international financial crisis of all small companies to hear the color change. The company (hereinafter referred to as "public credit software") has an incredible growth in sales. The growth rate of public credit software is the epitome of the development of many small technology -based small enterprises. "This year's sales target is 30 million yuan." Sheng Qiaoyun, the financial director of Public Credit Software, seemed ambitious in front of the reporter.

, without the innovation of the Bank of Nanjing's guarantee method, the public credit software will not have such a strong flying wings, and it is impossible to have enviable growth today.

r

A car, a few computers, and rented houses, in the animation building of the Nanjing Pukou High -tech Development Zone, all of which are public credit software, and it is also Many similar small enterprises in technology -based small enterprises in the early days of entrepreneurship.

has almost no mortgage that can rest assured that banks can be assured. The only thing that is valuable is 3 of their own copyrights. Can 3 "invisible and unable to touch" copyright can be used as a mortgage in exchange for loans? Among the more than 20 commercial banks settled in Nanjing, who will issue intellectual property pledge loans to such a small technology -based small enterprise with good prospects?

In April 2008, a chance, Sheng Qiaoyun, who often goes to Jiangsu Provincial Technical Property Exchange (hereinafter referred to as the "Exchange"), saw the promotional information of the exchange in Nanjing in 2007 The "Intellectual Property Pickling Loan Business Cooperation Agreement" signed by the bank and the exchange, which brightens her: Since intellectual property rights can pledge loans, the company's financing problem can be solved.

The loan financing demand for public credit software has aroused the attention of the exchange. The exchanges actively play the role of "Red Mother" and recommend it to Bank of Nanjing.

"We recommend small enterprises in technology, mainly depending on whether the company is full -time, dedicated, and dedicated." Duan Yingbing of the Exchange Technology Market and Property Rights Trading Department told reporters that at present, the exchanges recommend enterprises. Generally, the enterprise is generally recommended by the exchange. Generally See whether the industry where small technology is located is in line with national industrial policies and whether industrial prospects are good; depending on whether corporate financial statements are virtuous; in addition, it depends on corporate qualifications. If a small technology -based small enterprise has won the National Science and Technology Progress Award or has been supported by the innovation fund of scientific and technological SMEs, then this is a qualification proof, at least it proves that it is indeed a very good technology -based small enterprise, which will also help the bank judge the judgment Enterprise repayment ability. "Public credit software meets the conditions of our selection, we recommend it. Nanjing Bank has always recognized the companies we recommend, and their policies are very adapt to local conditions."

n
"At present, the model of Bank of Nanjing's intellectual property mortgage loan business is mainly recommended by Jiangsu Provincial Technical Property Exchange. The intellectual property assessment agency conducts asset evaluation. "The Deputy Governor of Nanjing Bank told reporters that the reason why the Jiangsu Provincial Technical Property Exchange recommended was because the exchanges came into contact with a large number The information of small technology and small enterprises also knows the basic situation, growth stage, and financing needs of the enterprise. In addition, if the bank does not know the patent rights, the exchange will also ask experts to cooperate with the bank to complete the intellectual property pledge.

During the specific pledge process, if the enterprise is mortgaged with patent rights, then the pledge procedure is required to go to the National Patent Office; Essence After the procedures are completed, the patent certificate was locked into the safe. Software companies need one more procedure than other technology companies, that is, to copy the source code to the loan bank, and then store it in the storage box of a third -party bank recognized by both parties. Shuxing Nong said that Nanjing Bank generally issue loans based on 20%to 30%of the evaluation value, with a maximum limit of not more than 2 million yuan, and the loan period is generally one year. "The three copyrights brought by Gongxin Software this time, the evaluation company evaluated the value of 4 million yuan, and we put it 1 million yuan loan. Later The loan of 1 million yuan is mortgaged. "

The 2 million yuan loan obtained by the three copyright pledges, public credit software quickly carried out market development and software research and development. "In the beginning, our ability can only cope with the Jiangsu public security system. Through copyright guarantee obtaining loans, our customers have opened up to Henan, Gansu and Anhui. The company employees have also increased from the initial 20 people to more than 60 people now. . This year, the company is also preparing to recruit people. "Sheng Qiaoyun said," The most pleasant thing is that the company has added two copyrights in total, with a total of 5. In addition, there are 3 copyrights. Copyright mortgage, re -loan 2 million yuan. "

" The earliest banking "the strongest wish

" Bank of Nanjing is the earliest bank in China to engage in intellectual property pledge loan business. It is also the most recognized bank in Nanjing's intellectual property pledge loan business so far. "Shuxing Nong revealed that as early as 2007, Nanjing Road and Tian Software System Co., Ltd. successfully won the country's first pure in the country from Bank of Nanjing. Intellectual property pledge loans, that is, the enterprise has no mortgage guarantee, and the copyright (evaluation) is fully used by computer software. "The characteristics of small technology -based small enterprises are that the demand for funds is urgent, but the amount of funds required for each time is not very large. In order to expand the financing channels of science and technology enterprises and promote the accelerated development of small technology enterprises, we have signed a cooperation agreement with the exchange. "

The agreement was signed in 2007. Bank of Nanjing did the intellectual property pledge loan business of two small technology -based small enterprises; 4 in 2008; 6 in 2009, and the intellectual property pledge loan The balance is 9.5 million yuan; in 2010, it is expected to achieve more than 10. "Now the state's support for small technology -based small enterprises is increasing, and many procedures are very simple. For example, if you apply for pledge now, you don’t need to go to Beijing. Observation, intellectual property pledge loan business will have a very large development prospect in Jiangsu. "

The" development prospects "referred to as the farmers' application for Jiangsu Province Knowing: Since the "Eleventh Five -Year Plan", the average annual increase of patent applications and authorizations in Jiangsu Province has increased by 55%and 52%, respectively, exceeding the national increase of more than 30 percentage points, especially in 2008 patent applications reached 128,000. Jumping in the country's first place; from January to October 2009, Jiangsu Province applied for 120,744 patents, which continued to ranks first in the country, an increase of 30.6%year -on -year; the invention patent application was 21,480, a year -on -year increase of 39.7%, the first rose to the second place in the country; Patent authorization reached 6,4528, an increase of 74.6%year -on -year.

"The foundation of the huge intellectual property rights in Jiangsu Province, and the high attention of the Jiangsu Provincial Government on 'Science and Technology Finance', is the market foundation for our big intellectual property pledge loan." Shuxing Nong told reporters that reporters, In 2009, Bank of Nanjing signed the Jiangsu High -tech Entrepreneurship Service Center with Jiangsu Provincial High -tech Entrepreneurship Service Center to build a long -term and stable technology and financial cooperation platform, which made Nanjing Bank's intellectual property pledge loan business achieve great development and walked in. The forefront of the country.

"This year, we intend to promote intellectual property pledge loans to regions of Nanjing Bank branches in the province. With the scale of science and technology small enterprises, the support of intellectual property pledge loans. When the conditions are appropriate, we will also set up a special technology bank in the development zone and high -tech parks. Height. "Shu Xingnong said.

The Bank of Nanjing won the "2010 China Enterprise Social Responsibility Outstanding Enterprise Award"

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The "2010 Chinese Enterprise "Annual Social Responsibility Meeting" was grandly held in Beijing on June 19, 2010. At the meeting, Bank of Nanjing won the "2010 China Enterprise Social Responsibility Outstanding Enterprise Award" and ranked first in the Chinese corporate social responsibility list. Other elected companies share the top 100 honors.
The annual conference of the Chinese Corporate Social Responsibility has been held for two sessions. It has received strong support from the United Nations Global Contract Office, the International Labor Association and other institutions. It has a great influence in China. The main purpose of the annual meeting is to guide and motivate enterprises Performing social responsibilities, take the initiative in the competition of global enterprises in the future, systematically evaluate the social and scientific status of the company's performance, establish excellent models, inspire more enterprises to perform social responsibilities, and build a harmonious society.
The annual meeting has been valued by many multinational companies and large enterprises, including Microsoft, Coca -Cola, and 1,000 companies, including Coca -Cola, and the National Grid, participated in the selection. The organizing committee conducted inspections and selection through multiple links such as corporate recommendation, questionnaire survey, and commissioned expert assessment, and adopted corporate governance and moral value, employment and employee rights protection, environmental protection and energy conservation emission reduction, product quality management, consumer consumer, consumer consumer A number of indicators such as rights and interests and good public images have formulated a strict evaluation system for selection, and finally evaluated 36 special awards companies and 50 outstanding social responsibility companies. CCTV, Beijing Satellite TV, Phoenix Satellite TV, Sina Finance, Xinhua News Agency, Xinhua News Agency, China News Agency, Reuters, Wall Street Journal and other media have reported this annual meeting.
Enterprises performing social responsibilities are conducive to their sustainable development and more conducive to the construction of a harmonious society. Bank of Nanjing has always been committed to practicing the development model of "balanced, inclusive, and win -win". While practicing the scientific concept of development, it continues to fulfill social responsibility and obligations. The selection this time is the full affirmation of all sectors of the society's efforts to undertake the social responsibility of the corporate social responsibility. The Bank of Nanjing will continue to adhere to the business philosophy Further strengthen the innovation of social responsibility practice, and strive to pursue the unity of social environmental benefits and economic benefits!

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