1 thought on “wholesale fish jewelry What are the bank supplies”

  1. halstead wholesale jewelry From the perspective of the performance and expression of bank products, bank products are mainly divided into three categories: core products, basic products and extension products:
    1, core products: the bank provided to customers to meet the specific financial needs and investment income of customers The product. Such as car loans, education savings, etc. It meets the basic service needs of customers and allows customers to gain benefits. Core products are generally designed to solve a specific problem. Due to the strong professionalism of bank products, bank customer managers should reveal to customers in the marketing process that various customers who are hidden in each product and can meet the needs of customers to meet the needs of customers.
    2. Basic products: It is the basic part of bank products, and it is the basis for the dependency of a bank's product. Such as deposits, loans, etc. are the basic business form of a certain product. If the basic product of mortgage loans is "loan", the basic product of savings deposits is "deposit".
    3, extension products: also known as extended products, refers to the part of the product that provides customers with functional extensions or value services in bank products. It is a series of financial products. It is an extension of bank products. All problems of customers.
    The service attributes of bank products determine that bank marketing plans must be significantly different from the marketing of tangible products. Studying the characteristics of banking services helps us understand the particularity of bank marketing. Bank products generally have the following four properties:
    1, intangible
    Blings are invisible, both invisible and not touched, they can only experience it with the feelings of customers. They will be based on themselves. They will be based on themselves. Observed tangible representations, staff, various equipment, and bank dissemination materials, etc. observed as a judgment of service quality. The purpose of bank marketing management is to use intangible services to be tangible quality evidence to eliminate the uncertainty of buyers. For example, a bank is positioned as a "fast service" bank that can be reflected by marketing tools such as simple and bright office spaces, busy bank staff, and efficient communication materials.
    2, association
    In general, the staff of bank products and sales of it cannot be separated. The interactive relationship between customers and bank sales staff is an important channel for bank product distribution. Customers need to open a check account, and they can only be implemented through the direct contact with the bank. The correlation between bank products determines that personnel selling for a prominent position in bank marketing and communication combinations. With the advancement of technology, some new methods such as mailing, telephone marketing, and online banking have broken through the limitations of this correlation. However, personnel sales are still dominant in banking business expansion, especially the wholesale business market.
    3, variability
    The provision of bank products depends on who provided and when and where to provide, thereby. To eliminate this variability, some reputable banks have introduced comprehensive quality management solutions. Generally speaking, there are three steps for bank quality control:
    S selection of outstanding talents and training them;
    The standardization of banking business processes within the organization, and specifying higher quality beyond competitors for key processes Standards;
    In the customer's suggestion and complaint system to investigate customer satisfaction.
    4, easy to disappear
    The bank services cannot be stored, and generally can only be provided during business hours. In addition, the demand for bank products fluctuates sharply due to time. For example, the day before, most Monday and Friday are the busiest time for banking services. Bank products provide irregularity and demand for time, which requires banks to use various marketing tools to guide and balance. For example, banks can widely publicize the convenience brought by online banks, and guide customers to conduct business exchanges with banks for 24 hours, rather than concentrated in business hours; banks can also develop various product service procedures to encourage customers to conduct self -service services, and encourage customers to provide self -service services. Including deposit loans and settlement services.

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